Health Tech, Employer Health Plan Solutions, Brokers, and Valuation and Advisory Firms
Commercial Organizations
Third Horizon helps employer health plans, brokers, health technology companies, and advisory firms move faster and smarter in making market, network, and pricing decisions — enriching client data with our national pricing dataset, curated market intelligence, and hands-on advisory expertise.
Key Capabilities
How we support commercial organizations
Third Horizon helps commercial leaders strengthen their market position and assess the business case for new opportunities. The team combines market and financial analysis with health care expertise to help leaders make better decisions, faster.
- Product and pricing strategy
- Market and competitive analysis
- Commercialization and go-to-market planning
- Policy and regulatory interpretation
- Business case and financial modeling
- Technology-enabled strategy and AI consulting
Third Horizon’s actuaries and health data scientists translate pricing data, claims analysis, population insights, and legislative and regulatory conditions into numbers clients can confidently stand behind.
- Independent actuarial validation and peer review
- Cost trend and utilization forecasting
- Risk adjustment and rate development support
- Health services research and evidence reviews
- Benchmarking analytics for due diligence
Insurers and hospitals now publish their contracted rates, but the files are enormous, inconsistent, and hard to trust. Third Horizon turns them into something usable: contract rate data cleaned, standardized, and validated against a national claims database, then confidence-scored so you know which numbers hold. Delivered as a subscription feed, through plain-language AI search, or with our analysts working alongside your team.
Client Story
Lower Employer SpendEmployer-facing network tool co-developed with an insurance brokerage
An insurance brokerage wanted to give its employer clients a faster, more defensible way to choose a health plan network and steer members to high-value providers within it. We co-developed a white-labeled, employer-facing network tool that delivers provider-level price comparison, side-by-side network benchmarking by geography, specialty, or service, rapid scenario modeling, and member guidance toward cost-effective providers. A majority of participating employers in launch states have identified meaningful reductions in spend.
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Whether you are sharpening a business case, pricing a product, or building the analytical foundation under a commercial bet, we can help.
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